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2018 Goals Round-Up

Can I tell you a secret? One of my favorite parts of my role as Community Manager is coming across your PowerSheets when browsing the PowerSheets hashtag or spending time in the PowerSheets Facebook Group! (Seriously, if you need some encouragement, just head over there!) My particular favorites are reading each of your blog posts about your annual and monthly goals! I love when you share them on social media or in the PowerSheets Facebook group, and we love rounding up some of your goals each month on the blog!

We're kicking off 2018 strong–with a combination of some 2018 goals and January goals below. The best part about the PowerSheets is they can be used by anyone in any season of life. We hope these round-ups give you some inspiration for making progress on your own unique goals this year!

Keep sharing your goals with us! We love knowing what you're working towards, and it helps us plan content that will be most beneficial to you!

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Photo by our friend Lindsey

Is cultivating your finances on your 2018 Goals? If so, check out AJ's daily goal! It might be a great one to add to your Tending List!

Thuy and I have an overlapping goal this year to take 100 barre classes, so I'm particularly excited to cheer  her on!

Setting goals can seem pretty easy with the PowerSheets process (if you put in the work), but sometimes the first step is the hardest! Mattie outlined her 2018 goals, and a few initial action steps she's taking to make them happen.

I love reading Diana's goal recaps because she shares openly and honestly about her progress (not perfection!) Check out her December recap, and read her first set of goals for January!

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Photo by our friend Levi and Clementine

Reyna's color-coded 2018 goals has my heart singing!

Need a pep talk about why there's nothing magical about January 1st? Head to Chelsey's post to read all about how she approaches her goals!

Starting steps are key to keeping up with momentum and not trying to do everything at once. Check out Kory's starting steps for her six goals!

Lindsay's broader, overarching goals guide her on a path of becoming who she wants to be, and I love how she thought holistically when creating them!

If you've posted your goals somewhere, we'd love to see them! Feel free to drop them in the comments, too-no fancy blog required! We can't wait to take a peek and cheer you on!

Don't have PowerSheets yet, and feeling behind? You're in luck! We have our Six-Month PowerSheets Goal Planner available in three fun colors–Poppy Pink, Teal, and White! These are undated, and they're shipping now, so you can dig in as soon as you get them!

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Goal Action Ideas for Finance Goals

Today we're continuing our Goal Action Ideas series with a Finance edition, supplying you with a bank of ideas for your Tending Lists on that topic. Like all overwhelming things, cultivating a stronger, more streamlined financial life is done through embracing little by little progress, and digging in even when things seem messy. I'd love to hear YOUR ideas, so please drop them in the comments! (In fact, many of the ideas in this post came from awesome PowerSheets users in our Facebook group!)

Though I've loved all of the topics we've covered in this series, I most definitely have a soft spot for today's. First, because I am extremely passionate about the freedom that comes from having your financial house in order, and therefore so happy to be your enthusiastic tour guide in this world. Second, because finances can just be an icky subject–one that feels too complicated, too stuck, too hopeless to make any progress on.

There is SO much hope here, though, friends! As with everything, little by little progress is the name of the game–sometimes with a few big leaps along the way. I've compiled our best action ideas for finance goals below, and I hope it encourages you to dig in where you are!

Monthly Goals:

  • Do a comprehensive review of your finances and set a goal to work toward
  • Sign up for Financial Peace University or a similar personal finance course (PS users suggested Wallet Win!)
  • Read a personal finance book (try Total Money Makeover, The Financial Diet, Love Your Life Not Theirs, or The Millionaire Next Door - or tell us your favorite in the comments!)
  • Make a budget (see our tips here)
  • Choose a way to track your budget (more ideas here - consider an app like YNAB, Mint, Good Budget, or Every Dollar Counts)
  • Set up an initial review meeting with a financial planner (either in person or an online option like Learnvest)
  • Set up a retirement account (either a 401k if offered through your work or an IRA)
  • Total all of your debt, especially if you have multiple sources (this will give you a goal to work toward!)
  • Choose a financial mantra to keep you motivated and post it somewhere you'll see it every day (we suggest your refrigerator)
  • Similarly, choose a picture that represents your biggest financial goal and post it somewhere you'll see it every day
  • Increase your retirement contribution
  • Comb through your expenses from the last month and look for areas where you can cut back
  • Create a visual countdown of your debt and post it prominently where the whole family can see it (more paying down debt tips here)
  • Open a charitable giving account (donor-advised fund) to streamline and maximize your generosity
  • Open an account designated as an emergency fund and seed it with an initial deposit
  • Make a plan to fully fund an emergency fund (most experts recommend three to six months of expenses)
  • Purge your social media accounts: unfollow accounts that contribute to feelings of lack or make you want to spend money!
  • Take our friend Nancy's Contentment Challenge

Weekly Goals:

  • Listen to an episode of a personal finance podcast (Cultivate readers suggested Entreeleadership and Matrimoney!)
  • Sit down with your significant other (or yourself!) and review the week's budget and spending
  • Purge a room of your house (this helps identify waste, cultivate contentment, and curb spending)
  • Update your budget
  • Pay bills
  • Unsubscribe from sales emails
  • Sell something (and put the money toward debt or a savings goal)

Daily Goals:

  • No spending
  • Express gratitude

These are just a few suggestions for items to add to your PowerSheets Tending List each month to make progress on your finance goals for the year!

We'd love to hear from you: what else would you add to this list?

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The Best of the Cultivate Blog in 2017

As the Content Manager here at the Cultivate Shop, I wear a lot of different hats! My favorite? The one that allows me to create content that will encourage you in your PowerSheets journey! One of the best selling features of our PowerSheets Goal Planners is that it includes everything–yes, EVERYTHING–you need to get started on uncovering your goals and making progress on them. We often say it's like having a coach in your back pocket, because we give you prompts and instruction on each page.

With that, we also know that sometimes it's nice to have some extra teaching too, which is why we have loved creating content on the Cultivate blog for you! Over the past year, seven of our team members have published 129 blog posts! From finances to faith to relationship-building to healthy habits, we've worked hard to create content that encourages you to cultivate what matters, right where you are.

Without further ado, here are our top ten blog posts of 2017. Enjoy!

  1. 2018 PowerSheets are here!
  2. Your Go-To Guide for Meal Planning
  3. PowerSheets Prep Week Kick-Off
  4. How to Crush Comparison Once and For All
  5. Goal Action Ideas for Nutrition Goals Bonus: If you like this post, check out our entire series!
  6. Cultivate Your Best Year Pinterest Contest
  7. How to Color-Code Your PowerSheets Goals
  8. How to Pay Down Debt
  9. Cultivating Habits in a Season of Transition
  10. How to Make New Friends

I'd love to hear from you! What types of content do you want to see in 2018? Our team wants to make sure we're spending our time where it matters creating content that encourages you in your PowerSheets journey, so leave a comment and let us know what you'd like to read about in the coming year!

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Top 10 Tips for Uncovering Your Goals

Christmas is less than two weeks away, and we know you're working hard to wrap up that Christmas shopping (or get started😉), create traditions, and spend time with those you love. For every one thing you check off your to-do list, you add two new things at the bottom. It's a good season, but boy oh boy is it a FULL season.

While this season and your to-dos are important, we also know it's important to look ahead at the new year, too. That's why we've loved PowerSheets Prep Week last week! Evaluating what has and hasn't worked over the past year and uncovering goals takes time, but it can have a ripple effect on your family. That's why we have a special treat for you! Lara will be sharing her top 10 tips for uncovering your goals. The best part? She's doing it in less than 30 minutes! In the midst of the buzz of the holiday season, we want to be intentional with YOUR time.

Join Lara Casey for a free 30-minute class on Wednesday, December 20th at 2pm ET for Lara's Top 10 Tips for Uncovering Your 2018 Goals.

To kick off her Seventh Annual Goal-Setting Series on her blog, Lara will be spending 30 minutes with you to share her top 10 tips for uncovering your goals for the new year. Get your notebooks and pens ready, because it's sure to be an afternoon packed full of nuggets of wisdom (trust me, I read through her notes, and it's GOOD).

If you want to have PowerSheets in hand before January 1st, next Wednesday, December 20th is the last day to order PowerSheets for New Year's delivery. Don't delay! Grab your intentional goal planner, and let's make 2018 the best year yet!

If you are not able to join us live at 2pm ET, there's no need to fret! A replay will be available for all those that have registered, so be sure to sign up to receive access to the broadcast afterward! Please note: Crowdcast works best on the Google Chrome browser, and we recommend downloading it ahead of the webinar. If you experience technical difficulties, please reach out directly to Crowdcast support.

Leave us a comment to let us know you're coming! We can't wait to see what 2018 has in store for our Cultivate family!

Make sure you're signed up for our newsletter list so you don't miss Lara's Annual Goal-Setting Series. We'll send you an email each day there's a new post, and we can't wait to learn from Lara!

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Three Reasons MTH Conference Changed the Course of my Life

If we haven't had the chance to get acquainted yet, I'm Catherine! I'm a grateful editor here at Cultivate What Matters, and I'm your cheerleader and guide for all things Making Things Happen!

Long before I ever dreamed I could work on this team, I took the leap and registered for Making Things Happen in 2016. I didn't know anyone else who would be there, and I didn't know what to expect, but I knew this: I wanted a more intentional, more joyful, more purposeful life. What I got was that, plus an entirely new perspective on my days, practical strategies for prioritizing, and a whole lot of peace and grace.

You've likely heard us talk about Making Things Happen, but maybe you aren't quite sure what it is or if it's for you? Well, I'm here to answer all your questions and share the three biggest reasons MTH changed the course of my life!

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See that redhead? She spent two days doing a lot of hard work that continues to have a ripple effect on my life and the lives of those whom I love.

1.  The most important investment you can make in living your best life is TIME. 

If you're wondering how you're ever going to make the life you've always imagined possible when all you can do right now is rush from one to-do to the next with your hair on fire, please, please join me at MTH. The single most powerful step I took was to block off the conference dates on my calendar and say to myself, my family, and my employer: these 2-3 days are mine. At MTH we shut out the emails, the text messages, the laundry, the messes, and all the noise (we will even take your phone from you!), and we devote two full, blissfully uninterrupted days to reflecting, dreaming, and strategizing. Sometimes the most important thing you can do when you feel like you don't have a single minute to spare is to hit pause, take a time out, and devote the time to figuring out how you're going to create real change.

2. Beautiful things grow out of getting messy and doing the hard work first.

Around here, we know that good things grow through the dirt, but how often do you really get outside of your comfort zone? We have so many wonderful resources here at Cultivate What Matters, but there is power in getting out from behind your computer and getting your hands dirty. (It is, after all, why we created the PowerSheets!) Lara is going to ask you some challenging questions at MTH. She's going to ask you to be honest with yourself and use your voice to banish your fears. It's kind of like having a personal trainer pushing you to live a more purposeful life (which makes sense, since Lara was once a personal trainer!). I want you to get in the room with us where there's nowhere to hide and believe that you can do hard things. If you're exhausted at the end of your first day at MTH, that's how you know you've put in the work to plant some good seeds.

3. Sharing stories and encouragement changes things. 

But MTH isn't all hard work. The challenging moments outside of your comfort zone are balanced with a whole lot of community. There is power when like-minded women sit in a beautiful room with a cup of coffee and share their hearts, their struggles, and their triumphs. MTH is your opportunity to connect with these women in person, let their stories inspire you, and make life-long friends to share in the journey of cultivating what matters with you. I was so amazed at how most of the women at MTH really wanted the same things as I do at the end of the day: deep relationships, a vibrant faith, a healthy lifestyle, and a rich legacy to name a few. I can't tell you how many practical and inspiring ideas I got from these women. Plus, MTH is not just about the two-day experience. We encourage you to exchange information and hold each other accountable, start PowerSheets groups in your city, and grow together long after you leave Chapel Hill!

It's time! Take the leap, and join us in Chapel Hill, NC this March! We can't wait to help you uncover your goals and start making them happen!

Our Early-Bird Rate (more than 50% off ticket price) ends on December 31st, and seats are filling up quickly! You can register here! I'm an email away and I'm ready to talk your ears off about why MTH is a good investment for you. Email me any questions you have or for more information on payment plans!

We know many of you shared your 2018 Vision Board in our Pinterest Contest and are crossing your fingers tight that you are the winner! Don't let that keep you from taking advantage of the Early-Bird Rate before it expires on December 31st. If the winner chosen is already registered, we'll make sure to issue a full refund!

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